Can a financial institution (e.g., bank, factor, lender) that gave financing secured by a mortgage in the 1st place, at the auction of the property be overtaken by a later arising claim adjudicated by a criminal judgment? From 01.10.2023 it will be possible - the victim in a criminal case (including financial, fraud) at the distribution of the sum from the sale will "overtake" the mortgage creditor. By what miracle and what fields for abuse does this create? Quo vadis mortgage?